AI & Cognitive Debt

In an era where every click is guided by a recommendation engine and the next decision can be outsourced to a machine learning model, the very fabric of human cognition is being rewoven—sometimes at the cost of its own integrity. “AI & Cognitive Debt” is not merely a headline; it’s a call to examine how our reliance on artificial intelligence is accruing unseen liabilities that could erode the mental capital we have painstakingly built over centuries. The term *cognitive debt* draws an analogy from financial borrowing: just as a consumer can accrue interest by taking out loans, so too can individuals and societies incur “interest” in the form of diminished skill sets when they offload reasoning to algorithms.